Saturday, August 7, 2010

U.S. Universities & Colleges

 







U.S. Universities & Colleges

Featured Universities & Colleges:

For a list of universities interested in admitting international students,
click on the link below:

Featured Universities

For a list of universities interested in admitting international students,
click on the link below. You can get information about the universities, courses offered and you can also request complimentary information from the universities.

Financial Aid & Scholarships

 








Financial Aid & Scholarships

It is important to understand that most universities offer financial assistance to international students based primarily on merit and rarely on need. The amount, and type of assistance offered varies, based on the university, department and level of study.

Assistance of funds is more likely in Graduate studies and less in Undergraduate courses. Also funds are more likely to be available in fields like Engineering, Physical Sciences and Biological sciences, rather than in courses like Humanities, Social Sciences and Management.

International Student Issues

International Student Issues

This section discusses the various issues faced by international students applying to the U.S. for education. We discuss here eligibility criteria for US colleges, accommodation, health insurance and rules for taking up employment while studying.

U.S. Education System

U.S. Education System

The U.S. educational system is very different from its Indian counterpart. U.S.A. has more than 3,300 accredited colleges and universities, which offer a wide range of graduate and undergraduate programs.

U.S. Education System

U.S. Education System

The U.S. educational system is very different from its Indian counterpart. U.S.A. has more than 3,300 accredited colleges and universities, which offer a wide range of graduate and undergraduate programs.

loan us

 Financial Aid - US Bank Student Loans
These are the best alternative for students applying to the MBA program. One thing to keep in mind when applying for loans is that, in most cases, you need to have a co-signer who is a U.S. citizen or permanent resident. The co-signer is responsible for paying back the loan if you should default on it.

There are some banks that waive the co-signer requirement for specific schools.  You should check this information from the school website.

As an example, Citibank provides loans to international students admitted to Harvard Business School without a co-signer.  Another example is Bank of America providing loans without a co-signer to students at Kenan-Flagler, University of North Carolina (at the time of writing this, the CEO of Bank of America is an alumnus of Kenan-Flagler School of Management). 

The terms of the loans usually require any interest or principal payments after graduation. Read the terms of any and all loans before you sign. Make sure you understand those terms and what your repayment schedule and fees entail. Ask for assistance in interpreting the fine print if you are having trouble understanding it.

We have seen that a lot of students are very debt-averse.  If you have been accepted to a good program, your chances of getting a good job are very good and paying off the loan is not that big an ordeal as it seems.  So, if you do get admitted to a school of your choice, we would recommend that you explore this funding alternative.